We started Addison Financial Services with a simple conviction: businesses deserve funding partners who explain the terms, answer the phone, and make decisions in-house.
Addison Financial Services was founded in Alpharetta, Georgia to serve a need we saw repeatedly among established small and mid-sized businesses: access to fair, fast capital without the runaround of brokered marketplaces. Too often, owners were handed off between intermediaries, quoted vague terms, and left guessing about cost and timing. We built Addison to be the opposite of that experience.
As a direct lender, we underwrite and fund from our own balance sheet. That means when you talk to us, you're talking to the people who actually make the decision. There is no middle layer adding markup or murk. We review your business on its real merits — cash flow, history, and trajectory — and structure capital that genuinely fits the way your company operates.
Our name is drawn from our home community, and our identity is drawn from the bridge: capital should connect where your business is today to where you intend to take it. Every funding relationship we build is meant to be exactly that — a sturdy, well-engineered bridge to your next stage of growth.
Every cost, term, and timeline is explained in plain language before you commit. No surprises, no buried clauses.
We are the lender. Approvals, structuring, and servicing all happen under one roof, so answers come quickly.
We succeed when you do. Funding is structured to support expansion, not to trap you in obligations you can't sustain.
We aim to be a long-term capital partner — funding the next milestone, and the one after that.
The process begins with a conversation about your business and your objectives. From there, we review your financial picture and propose a funding structure tailored to your revenue patterns and goals. Because we lend directly, we can move quickly once we understand the fundamentals — and we keep you informed at every step rather than leaving you waiting on a faceless committee.
We serve businesses across a wide range of industries, from professional services and retail to manufacturing and logistics. Whatever the sector, our focus stays the same: responsible capital, clearly explained, delivered when it can do the most good. To start the conversation, reach our team at stephen@addison-financial-services.com or through our contact page.